You are not alone. Every day thousands of New Mexicans, just like you, are facing foreclosure or find it hard to make their mortgage payments. The most common causes for these problems are major illness, unemployment or divorce, but there countless other reasons as well. It can feel like a hopeless, scary situation. But help is available, including mortgage company programs that can reduce your payment or help you through a temporary financial crisis. The worst thing you can do is nothing at all. Ignoring the problem will only make it worse.
Keep Your Home New Mexico is a free program for New Mexico homeowners who are at risk of losing their homes. This is a partnership between New Mexico state agencies and local nonprofit organizations.