Behind on your mortgage? KNOW YOUR OPTIONS.

You are not alone. Every day thousands of New Mexicans, just like you, are facing foreclosure or find it hard to make their mortgage payments. The most common causes for these problems are major illness, unemployment or divorce, but there countless other reasons as well. It can feel like a hopeless, scary situation. But help is available, including mortgage company programs that can reduce your payment or help you through a temporary financial crisis. The worst thing you can do is nothing at all. Ignoring the problem will only make it worse.


  • JUNE 13, 2015

    Santa Fe New Mexican Reader View: New Mexicans have help keeping their homes
    "As the first person in my family to qualify for a mortgage, I know how vital it is to get and keep a home. Buying a home is part of the American dream and one of the best ways for families to find stability that builds communities, neighborhoods — and safety."  ~ Hector Balderas
  • MARCH 13, 2015

    Attorney General Balderas Announces Direct Payment & Relief
    Current SunTrust Customers Who Think They Were Affected by SunTrust’s Practices Should Call the Attorney’s General’s Office
    A $550 million nationwide federal-state settlement with mortgage servicer SunTrust Mortgage Inc. over servicing and foreclosure abuses will provide direct payment to New Mexicans who suffered past foreclosure abuses and homeowners who still have a mortgage loan with SunTrust may be eligible for a modification or a principal reduction on the balance of their mortgage loan.



Keep Your Home New Mexico is a free program for New Mexico homeowners who are at risk of losing their homes. This is a partnership between New Mexico state agencies and local nonprofit organizations. Keep Your Home New Mexico is supported by funding from the New Mexico Attorney General’s Homeownership Preservation Program.